Financial Info

With Afterpay, you can get the dental services you need today and spread the cost over time. Pay it in four instalments: 25% upfront and the rest every two weeks. No interest when you pay it in four and no fees if payments are made on time.

National Dental Plan (NDP), powered by Humm makes high-quality dental treatment more accessible and is Australia's only no-interest ever dental payment plan. 
With a simple application process, you could be pre-approved in as little as 5 minutes. 

Eligibility Requirements:

• are 18 years of age or older
• have a permanent job of 20+ hours per week or are on an aged or veteran’s pension
• meet Humm's credit assessment criteria
• are a permanent resident in Australia, and
• have a valid mobile number. 

Terms and conditions apply.

Under the Australian Government's Medicare CDBS scheme, children aged 2-17 years might be entitled to receive up to $1,095 worth of basic dental services over two years. Eligible services may include:

• Teeth cleaning and fluoride treatments

• Oral health dental check-ups

• General treatments, i.e. fillings and extractions

• Dental x-rays

Ask reception for more details. To discover if your child is eligible for free children's dental care under the Medicare CDBS, call Medicare on 132 011 or visit the Department of Human Services website.

Get top-notch dental care without the hefty price tag at Waterways Dental! For just $250 or no gap*

You'll get everything you need for a healthy smile.

Here's what's included:

• Check-Up: We'll thoroughly check your teeth and gums.
• Clean: A professional cleaning to make your teeth sparkle.
• Fluoride Treatment: Helps protect your teeth from cavities.
• Photos: Detailed pictures to help us understand your dental needs.
• Cancer Screening: We'll check for signs of oral cancer.
• X-rays: If needed, we'll take X-rays to see what's happening beneath the surface.

At Waterways Dental, we believe everyone deserves great dental care at a fair price. Don't miss out on this special offer to start your journey to a healthier smile!

Book your appointment now and let's keep you smiling!

*No Gap is subject to your private health insurance rebates and limitations. The minimum payment required is $250. The item numbers will be processed at our standard fees, totalling $457. Your private health insurance may cover an amount exceeding $250

Here’s something to smile about… Waterways Dental is proudly partnered with smile.com.au. smile.com.au is re-inventing dental cover and is on a mission to make quality dental care more accessible for Australia. Get reduced & capped dental fees from $79 a year! smile.com.au dental cover will guarantee savings between 15 - 40% off all dental fees every time you visit Waterways Dental. Plus with smile.com.au, there’s no waiting periods, no treatment exclusions, no claiming and no benefit limits. It's a New Era of Dental Cover! Simply join online in 2 minutes, make an appointment at Waterways Dental and then show your smile.com.au card at your appointment to receive your reduced treatment fees. Now it’s easy to keep smiling at Waterways Dental.           

   

At Waterways Dental, we take pride in our status as a preferred provider clinic for CBHS and NIB. Additionally, we accept all dental health care plans. Bupa, Medibank, AHM, HIF, HCF, GMHBA – you name the acronym, if they are a registered health insurer we can claim healthcare payments for you on the spot. You'll only pay any applicable gap.

We are often asked if we have 'no gap' services, however dental insurance payments per service can vary greatly depending on your health fund, the type of cover you have, and your level of cover. So while we may have services that turn out to be no gap for some clients, they're not for others with different health funds – it's complicated! That's why we don't try to advertise claims of 'no gap' dental, as it's never one size fits all.

To better understand what dental services are covered under your health policy and what payment coverage they offer per service, get in contact with your health fund directly – your health fund may cover part or all of your dental requirements. Ask in reception if you need help decoding your health fund's coverage concerning any applicable dental service fees.

At Waterways Dental, we want to ensure that you receive the dental treatment you need without financial concerns holding you back. Our acceptance of Zip Pay and Zip Money allows you to prioritise your oral health and invest in a confident smile.

If you have any questions about how Zip Pay and Zip Money can work for your dental treatment, our friendly team is here to assist you. We look forward to helping you achieve the smile you've always wanted while making it a convenient and affordable experience. Your smile, your way!

In certain limited circumstances, you may be able to access your superannuation early to help fund medical or dental treatment. The ATO states you may be allowed to withdraw some of your super on compassionate grounds for unpaid emergency expenses. Ask our reception team for assistance in determining whether your circumstances may apply.

Looking for a dental payment option that you don't see listed on the page? Please contact the friendly Waterways Dental reception team.